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Welcome to Commercial Real Estate Finance (CREFi) !

We are built on the philosophy that funding should be the last reason you don’t start your dream real estate investment. Need a loan but been turned down by the bank? Need money sooner than your bank can get it to you? Find out how to competitively get your project funded with us!

Learn About Borrowing

Not sure what commercial real estate financing is? Need to find out what your next step should be toward funding your next project? Read our FAQs and our Articles to learn all about the financing world!

Find Lenders

It can be tricky finding a lender you trust. Don’t worry – we’ve done the footwork for you! We can connect you to reputable lenders who are interested in helping your business be successful.

You are in demand!

We are currently in a very real estate-friendly era, and lenders are eager to fund your project! The borrower is currently king – take advantage of this situation today!

What you can get

We can help get you real estate
loans up to $50M! Our partner lenders offer rates as low as 6.99% The money you borrow can be used flexibly, so you can fund your project as you see fit!

Real Estate Loans that meet YOUR needs

Many lenders are more interested in making money off you than the success of your real estate investment. At CREFi, we believe in putting you in contact with lenders who actually care about your project and focus on win-win solutions. CREFi carefully vets all its partners to ensure you are only working with industry-proven reputable lenders. 

Loans up to $50 million

Need a lot of capital to start your real estate investment? No problem! We work with lenders and investors to get you loans of up to $50 million.

Interest rates as low as 6.99%

We work to find lenders who can work with you and your needs. Your interest rate can be as low as 6.99%!

Low fees by going through CREFi

Brokers sometimes charge fees up to 5%! Avoid such high fees by working with CREFi.

Here's What Some Our Customers Had to Say

Thank you for aggregating resources to help me learn how to fund my next real estate project!

Andrew Park

In today's highly competitive market it is important to know the best options available for our next project. CREFi gives us an edge in finding all these options and we are very thankful for this help!

Michael Deere

The most common questions about commercial real estate loans

Typically, a person who owns commercial real estate is looking for someone to rent out the property. This can be a win-win situation for both parties because the property owner is collecting rent while the tenant does not have to worry about issues like property value, property upkeep, and long-term property ownership. Given that the amount of real estate will never increase (the world isn’t getting any larger!) by using the right investment criteria, real estate has been proven to be one of the safest assets classes to invest in. 

The kind of commercial real estate you need depends on what your investment goals are. If you plan to travel the world and don’t want to manage your investment, investing in Triple Net properties may be for you. However, if you want to be actively involved in your investment and maximize profitability, multi-family properties may be right for you. It will all depend on your lifestyle and investment criteria. 

A hard money loan is a private agreement between two parties that is collateralized by real estate and has a set interest rate and term length. Hard money loans are different from traditional loans because the lender is a private individual or company who is not subject to the same government regulations traditional lenders like banks are. Hard money loans are therefore less restricted than traditional loans and can be used to fund riskier projects, although there is typically an accompanying higher interest rate.

The amount of deposit you need to put down to get a hard money loan can vary by the value of the property you are trying to buy. Usually, lenders will ask for around 30% of the total value of the property.

Most hard money loans are collateralized by real estate. The amount of equity required from the borrower is around 30% of the total value of the property you are trying to buy or refinance. Some loans may require a personal recourse agreement to protect the lender in case of default. 

The loan-to-value percentage is the ratio of a loan to the value of an asset purchased or refinanced. Example: If the property’s value is $100,000 and the loan is for $60,000 the loan-t0-value is 60%. Hard money lenders will often use this percentage as a measure of how much risk they are willing to undertake in case the borrower cannot pay back the loan, the value of the property drops, etc.

Hard money lenders are private individuals or companies looking to invest their money and get a higher return than they would by letting the money collect interest in a bank. Given that real estate prices have gradually risen through history, they feel comfortable knowing their money is collateralized by a reliable asset. 

We have been working with hard money lenders for a number of years. Let us know about your real estate project and requirements – we can connect you with legitimate hard money lenders who will work with you to make your real estate investment a reality!

Learn about commercial real estate loans with us

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